Terms & Conditions

Effective Date: October 1, 2025

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1. Acceptance of Terms

By accessing and using the Quantum Loan website (quantumloan.in), you agree to comply with and be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Role of Quantum Loan

Quantum Loan acts solely as a **loan aggregator and consultant**. We are NOT a bank, NBFC, or direct lender.

We provide a platform for users to compare loan offers from various third-party financial institutions. Any loan agreement you enter into is strictly between you and the respective lender.

3. Eligibility

You must be at least 18 years old and a resident of India to use our services. By applying, you represent that all information provided is accurate and truthful.

4. Limitation of Liability

Quantum Loan shall not be liable for any damages arising from the use or inability to use our services. We do not guarantee loan approval, as this is at the sole discretion of our partner banks/NBFCs based on their credit policies.

5. No Upfront Fees

Fraud Alert:

Quantum Loan NEVER asks for any upfront payment, processing fee, or OTP to release a loan. If anyone asks for money claiming to be from Quantum Loan, please report it immediately.

6. Changes to Terms

We reserve the right to modify these terms at any time. Your continued use of the website constitutes acceptance of the updated terms.

Governing Law

These terms are governed by the laws of India, and any disputes are subject to the exclusive jurisdiction of the courts in Noida, Uttar Pradesh.